Finance

First Home Buyers can NOW buy a home with just a 2% deposit!?

The Boost to Buy scheme is a $165 million shared equity program designed to help eligible first-home buyers purchase a home with as little as a 2% deposit. Key features Government Equity Contribution: Up to 30% for new homes and 25% for existing homes, capped at properties valued up to $1 million. Income Eligibility: Singles earning up to $150,000 and couples up to $225,000. Program Capacity:...

How to Structure Your Property Purchase as a Self-Employed or SMSF Buyer in 2025

If you're self-employed, run a business, or invest through a self-managed super fund (SMSF), navigating the property market in 2025 might feel like decoding a tax manual blindfolded. But with the right strategy and structure, you can unlock serious benefits—both financially and legally. At Christie & Co., we work with self-employed Australians, SMSF trustees, and business owners daily, helping...

Why Smart Buyers and Investors Are Turning Up This Sunday

With property markets in Melbourne and Brisbane heating up in 2025, the smartest move you can make right now isn’t just buying property — it’s knowing how to buy it right. Whether you're a first home buyer looking to break into the market or a seasoned investor wanting to optimise returns, our upcoming event, Maximise Incentives, Minimise Tax, is a must-attend. 📅 This Sunday: Unlock the Full...

How the 2026 First Home Buyers Scheme and Cash Rate Cuts Will Shape Australia’s Property Market

Title: How the 2026 First Home Buyers Scheme and Cash Rate Cuts Will Shape Australia’s Property Market The Australian property market is poised for significant shifts in 2026, driven by the Albanese Government’s expanded First Home Guarantee (FHBG) and anticipated reductions in the Reserve Bank of Australia’s (RBA) cash rate. These developments are set to influence buyer behavior, property...

Banks Slash Variable Home Loan Rates Amid Intensifying Mortgage War

Australia’s second-largest lender, Westpac, has announced a reduction of up to 35 basis points on its variable home loan rates, further fueling competition among banks. New customers can now secure a variable home loan rate of 5.84%, matching the lowest rate currently offered by the big four banks. However, this rate comes with conditions—borrowers must apply online and provide a 30% deposit to be...

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